Posts Feed
Comments Feed

Archive for the 'Money Watch' Category

Philippines Highest Power Rates

Reading about the Philippines having the highest charges for electricity gives me immense headache (like I don’t already have one yet since I’m sick).

Here we are, doing ways to save on electricity among other expenses, never mind if moms like me who handle the budget have acne breakouts losing sleep on how to make ends meet.

Then we read this kind of news. It is very, very disappointing, disheartening, horrible.

Sigh.

No Comments »

Making Valentine’s Day More Special

Valentine’s Day is just around the corner as evidenced by the pinks, reds and heart-shaped decorations seen in different places.

It is the gift-giving season after Christmas’s gifting but this time around, gifts are considered as more special.

Flowers?

Stuffed toys?

Chocolates?

Teen gifts at Personal Creations?

Out of town trips? (yes for me!!!)

Whatever is that “perfect” Valentine’s Day gift for your loved ones, the tag price is not important as long as one is sure to give these gifts sincerely and from the heart.

No Comments »

Soft Suede Boots

Most women (and men too) love shoes. Am not a shoe collector like most women, I don’t know why, maybe because I’m more of a rubber shoes and/or flipflop-wearing person. I am not comfortable wearing pumps with heels.

But! I have been eyeing this soft suede boots when we went to Forever 21 store. I didn’t know I’d love womens boots (though this is low-cut sort of boots) considering the weather can to be too hot and not exactly conducive to wearing this pair.

But! if Forever 21 will have a sale, I’m gonna get this pair, IF there’s still left 😀

No Comments »

My Investment

Real estate properties, jewelry and financial stocks are some of the ways people invest their money. Some buy gold while some acquire businesses getting more than what they have invested once these businesses turn in profit.

As for me, my investment would be the education of my children. Yeah, corny huh but then again, even with a two-income family, we still have difficulties making ends meet and more often, we try as much as we can to have simple fun or home cooked meals which can happen even without getting the wallet to pay for a bill or purchase.

I love my family and I’ve devoted a lot of time, energy and love in nurturing my children.  I didn’t even go back to full time work even if the formerly home-schooled children are now in a regular school. I still teach a handful of students but being there for them when they get home is a joy I’d like to cherish for a long time. Yeah, even if I have to wake up at 4am everyday to prepare their packed food.

1 Comment »

Holiday Economics

I don’t know if it’s just me but I think the Philippines has too many public holidays that holiday economics or RA 9492, “An Act Rationalizing the Celebration of National Holidays” is not something I would have approved if I was in Congress or Senate when it was approved (like I’d be there at all, lol)

BUT! moving the holidays to another day to promote a long weekend event is not something I would approve of. Imagine celebrating Independence Day on a different date? Duh? Thank God Good Friday, All Saints’ Day, Christmas and New Year are days that can’t be moved.

another BUT! for business owners, especially with the production and services companies, too many holidays are hurting their businesses, because they pay their employees extra when they need to go to work during holidays, IF they get these extra benefits at all.

Of course, the working people love holidays because it is the only during these days, save for their paid sick leaves (which I don’t have, sigh), that they get to rest and spend more time with their families. Save for national holidays, there are even regional holidays that merit another wave of holidays.

In European countries, a friend told me that if you live there, you have to buy the things you need because holiday means the stores are closed. But in this country, holiday means the malls are opened. Pity the employees who go to work and not spend time resting with their families.

Do they have extra compensation for that? I’m not sure because most of these sales person in malls are under 6-months contract which do not qualify them to get any benefits if at all. Tsk, tsk.

No Comments »

Gift Ideas

The season of gift-giving is finally here and I haven’t bought a single gift for giving yet. I mean, I have, for my children but to those outside my nuclear family, there’s none yet. Not even grocery stuff for my parents, maybe new books for my niece and pull up bars for my brother who wants to have a bigger bod.

These days I give gifts that are not too expensive but can be appreciated. Like baked goodies which I personally bake. These can be eaten and best of all, I labored to make these myself.

So there. Frankly, I don’t understand why people call me frugal because I give these things as gifts.

No Comments »

« Prev - Next »