No Charging
Sep 15th 2010greenbucksBusiness & Family Matters & Me & Money Watch
Some people are shocked to know that I don’t have a credit card. Either I am too poor to afford one (read: too poor to get approval) or I am too much of a miser or I am unwise when it comes to having “emergency spending money”.
My thinking about this is “if I can’t afford it, then I won’t charge it” knowing that even if I don’t know what my credit score is, I don’t worry about interest rates any more than I worry that I wasn’t able to buy that cute dress for my daughter which I can’t afford.
For now, the only things I charge are my gadgets. Heh, corny 😀
