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Archive for the 'Money Watch' Category

Discount Vouchers

I admit, I’m not one who has a real affinity to online shopping because I’d rather get physically tired and be able to experience the sights, smells and other sensations that go with shopping.

I was surprised though that I signed up with a local discount site where I can buy coupons at an outrageously discounted rate. No kidding.

I got a voucher for facial/acne treatments (which I plan to use before Christmas) and a voucher for a car maintenance service for the hubby.

I missed the spa vouchers so I guess I would have to wait for another one to be offered 🙂

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Saving on School Supplies

I am all for saving a few bucks, and who isn’t? Here is how I save on school supplies:

With three kids in school, we need a lot of school supplies that they might need to “bring tomorrow” (thought bubble, why not give instructions earlier and have them bring these after the weekend). We have a “supply box” with short and long bond papers (we use size A4 for printing), pencils and erasers (some from freebies that comes with grocery items), short and long folders and envelopes, art and construction papers and illustration boards. A few boxes of crayons, extra scissors and sharpeners complete the supplies.

Since I attend media events, products launching and what-have-yous and sometimes I go home with some loot in paper bags, we also have a variety of custom presentation folders and paper bags in our supply box too.

Good thing that in their school, the children are asked to use used folders or the back of scratch papers for their school works. Nothing like teaching the children to help save mother Earth and her resources early on.

At the end of every school year, I gather all unused and used school supplies to see what else will find their way to the school bags for next school year.

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Chocolate Surprise Cookies

Been trying to bake new goodies to give as our Christmas gifts. Yeah, frugal Christmas it is. Again.

chocolate surprise cookies

Of course, I get to eat what I bake and needless to say, I got four very satisfied family members who love to gobble up the goodies.

So is it any surprise that I look like I am in dire need of the best weight loss supplements?

Chocolate surprise cookies which were good especially when eaten warm. Great with coffee or milk.

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No Charging

Some people are shocked to know that I don’t have a credit card. Either I am too poor to afford one (read: too poor to get approval) or I am too much of a miser or I am unwise when it comes to having “emergency spending money”.

My thinking about this is “if I can’t afford it, then I won’t charge it” knowing that even if I don’t know what my credit score is, I don’t worry about interest rates any more than I worry that I wasn’t able to buy that cute dress for my daughter which I can’t afford.

For now, the only things I charge are my gadgets. Heh, corny 😀

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Looking Forward to Frugal Christmas Year 3

In a few weeks’ time, the -BER months are here. I’m sure there are those who are getting their Christmas thingamajigs ready in time. Decors, multi color led christmas lights, fabrics like curtains, pillow case and table covers, the tree of course and shopping for gifts.

Funny how the malls put Christmas decorations being sold alongside Halloween paraphernalia. Seems like every year, Christmas is becoming more and more about shopping, shopping and more shopping. Commercialism benefits those who are in the business but not those who charge using their plastic.

Gone are the days when simple celebrations are more meaningful and appreciated. Christmas now comes with a price tag and so for this year, we will have a Frugal Christmas Year 3.

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Sweatshops

Before an ls2208 scans the price of clothes that you are buying,  have you ever thought about how these clothes were manufactured?

Have you ever heard of the word sweatshop?

Sweatshops are sweat factories, being called as such because the working environment is dangerous and difficult for the workers. There have been reports of child labor being enforced especially in developing countries or those considered as third world.

Here is a video of a shopaholic who visited India’s sweatshop. The sweat shop in the video seems to have better working environment compared to some.

We can’t stop child labor much as we can’t stop sweatshops from being put up one after another.

Here is another video about children in sweatshops.

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